LEGAL
Terms of Use
Effective Date: September 24, 2026
These Terms of Use govern your access to and use of the LOC Lender website and related online services. By using this website, you agree to these Terms.
Business Consulting Services
LOC Lender provides financial consulting, capital-readiness assistance, educational information, and introductions to potential financing opportunities from independent providers. Unless expressly stated otherwise in a written agreement, LOC Lender is not a bank and does not itself provide loans or extend credit. Financing products discussed or presented may be provided by independent third-party lenders or financing providers.
No Guarantee of Financing
Completing a funding-readiness assessment, consultation, application, or inquiry does not guarantee financing approval, a particular funding amount, interest rate or cost, repayment term, eligibility for any product, or funding within any particular period. Funding decisions and terms are determined by the applicable provider according to its underwriting criteria.
Information You Provide
You agree that information you provide in connection with our services will be accurate and complete to the best of your knowledge. Submitting inaccurate, misleading, fraudulent, or unauthorized information may result in termination of services.
Third-Party Financing Providers
LOC Lender may introduce clients to independent financing providers or other third-party service providers. Third-party products and services are governed by the applicable provider’s agreements, disclosures, underwriting standards, privacy policies, fees, and terms. You are responsible for reviewing and understanding any financing agreement before accepting it.
No Financial, Legal, Tax, or Accounting Advice
Information provided through this website, consultations, assessments, educational materials, or communications is intended for general financial-consulting and capital-readiness informational purposes. Unless specifically agreed otherwise in writing, it is not legal, tax, investment, or accounting advice. Consult qualified professionals regarding matters requiring professional advice.
Website Information
We attempt to provide accurate and useful information but do not warrant that all website information will always be complete, current, or error-free. Funding programs, lender requirements, underwriting criteria, rates, terms, and availability may change without notice.
Payments and Fees
LOC Lender does not accept online payments or collect service fees through this website. Submitting a consultation request or funding-readiness assessment is free. If LOC Lender offers a separate paid service in the future, its scope, price, payment terms, cancellation terms, and any applicable refund terms will be disclosed in writing before you agree to purchase it.
Intellectual Property
The LOC Lender name, logo, website design, written materials, graphics, and other original content are owned by or licensed to LOC Lender and may not be copied, reproduced, distributed, or commercially exploited without authorization, except as permitted by law.
Prohibited Uses
You may not use the website to engage in fraudulent activity, impersonate another person or business, interfere with website security, submit malicious software, attempt unauthorized access, or violate applicable law.
Limitation of Liability
To the fullest extent permitted by applicable law, LOC Lender will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of this website or reliance upon information presented through it. Nothing in these Terms excludes liability that cannot legally be excluded.
Changes and Governing Law
LOC Lender may modify these Terms from time to time. Updated Terms become effective when posted unless otherwise stated. These Terms are governed by applicable federal law and the laws of the State of California, without regard to conflict-of-law principles.
Contact
LOC Lender
support@loclender.com
www.loclender.com