IMPORTANT INFORMATION

Financial Consulting Disclosure

Effective Date: September 24, 2026

LOC Lender provides financial consulting, capital-readiness guidance, and introductions to potential financing opportunities from independent providers. LOC Lender is not a lender or bank and does not fund loans, underwrite financing, extend credit, or make credit decisions.

LOC Lender may introduce clients to independent third-party financing providers or other service providers. Financing is subject to application, underwriting, approval, and the terms and conditions of the applicable provider.

Funding is not guaranteed. Rates, fees, repayment terms, funding amounts, and eligibility vary based on the financing product, provider, applicant, business characteristics, credit profile, financial condition, and other underwriting factors.

Any examples, estimates, educational materials, funding ranges, or potential financing scenarios displayed on this website are for informational purposes only and do not constitute an offer, commitment, or guarantee to provide financing.

Before accepting any financing product, applicants should carefully review the provider’s disclosures, agreement, costs, payment obligations, and other terms.

No Website Payments

LOC Lender does not accept financing payments, application fees, service fees, or other online payments through this website. Never enter card or bank-account information into a general consultation form.

Transaction-Specific Disclosures

Website information and this general disclosure do not replace any transaction-specific disclosures that may be required by applicable law when an actual financing offer is made. Any required disclosures concerning financing amounts, costs, terms, payment obligations, prepayment provisions, or other material terms should be provided by the applicable provider in connection with the financing transaction.

Questions

For questions about LOC Lender’s consulting services, contact support@loclender.com.